Institutional payment simulation
Compare the true cost of moving money across Latin America.
Model SWIFT, PSP, and hybrid routes across eight markets — before funds move.
Free · No account · Private by design
Nothing you enter here leaves your browser. There is no backend, no account, and no data storage in this prototype — every calculation runs on your device.
Institutional payment simulation
Route Simulator
Set origin, destination, amount, timing, and priority. Every fee, spread, and delay assumption is editable, stamped by where it came from, and can carry its own supporting evidence.
Scenario Comparison
See three routes side by side — SWIFT wire, PSP/fintech, stablecoin/hybrid — with full cost decomposition, working-capital impact, and a sensitivity view for FX spread and delay.
Methodology & Sources
Every formula, every limitation, and every primary source we relied on — central banks, BIS/CPMI, FSB, SWIFT, and regulators — documented in one place.
This is an educational prototype. It does not move funds, connect real accounts, execute FX, provide custody, or offer financial, legal, tax, or regulatory advice. Demonstration figures are explicitly labeled and are not market prices.